Finding Money You Didn’t Know You Had

Found money is an exciting thing, but if you’re just relying on spare change you can find between the cushions of your couch, you could be missing out on some sources of real money. This money can help you fund an emergency fund. Here’s how to find a lot of cash you didn’t know you had:

File form 8822 with the IRS if you have moved in the past few years. If you have any unclaimed returns, keeping your information up to date with the IRS can ensure that you get the money the IRS is keeping for you.

Contact past unions. Write down all the jobs you have had. Did your jobs ever require you to pay union fees? If so, you could have unclaimed benefits lying around. Contact the unions individually to see whether you have any cash owed to you.

Closed accounts. Have you ever closed utility accounts, bank accounts, or other accounts? You could be owed deposit money. Contact banks and utility companies you have worked with to find out if you are owed cash.

Run Internet searches. There are many online searches that can help you find missing cash. All you need to do is type your name into one of these specialized search engines and you’ll see how much money you could have stashed away and how to claim it.

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